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Oscar Bautista
Coldwell Banker Infiniti Group
1435 Huntington Ave., #300
So. San Francisco, CA 94080
Realtor

Oscar & Lina Bautista Team -  South San Francisco, Daly City, Pacifica, San Francisco CA Real Estate Specialist.

 
Oscar Bautista's
Service For Life! ®
 
Inside This Issue...
 
  • 10 Worst Places For Germs In Your Kitchen...
  • How To Avoid Hiring The Wrong Financial Adviser...
  • Fun Facts and Laughs3 Great Outdoors Websites, Throw A Party On A Budget, And More...
  • Trivia Question
  • Real Estate Q&A: How Do You Select A Good Home Contractor?...
 
If you're not already a subscriber to my free e–newsletter email me to sign–up
 
Oscar Bautista Oscar Bautista
Coldwell Banker
Phone: 415-370-7703
Email: ojbautista@sbcglobal.net
 

Dear Friend,

Did you know your refrigerator collects the most germs in your kitchen? It isn’t the first place you think of when it comes to germs because it’s cold, but a new study says that’s where five of the top ten germiest places are hanging out. In today’s Service For Life!®Free consumer newsletter I’ll share how to clean these areas of your kitchen without using toxic chemicals.

You’ll also learn how to choose the right financial adviser for your needs, tips to throw a great party without overspending – plus fun facts, a trivia challenge, and lots more.

 
Oscar Bautista, REALTOR®
Coldwell Banker Infiniti Group

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people wanting to move away for retirement or relocating for a job and need to sell their home. If you’d like to help them learn important tips and strategies for getting a fast, top dollar sale, tell them about my Free Consumer Report called, "Secrets For Selling Your Home For Top Dollar." Then give them my phone number - 415-370-7703. Or, you can always request a copy for a friend by clicking here to email me.
 
Today's Brain Teaser . . .
Can you guess what words match these definitions?

The number of letters for the first word is given, and the second word is the first word with an extra letter added (example: band & brand)...

A simple machine for lifting & ingenious or quick witted
(first word is 5 letters).

  (see answer below)
10 Worst Places For Germs
In Your Kitchen
Get ready to cringe because a recent study by NSF International, the most respected health and safety research organization, discovered the top ten germiest places in your kitchen.* What’s shocking is five of these are in your refrigerator next to the food you put in your mouth!

What kind of germs? Salmonella, E. coli, yeast and mold were found in moist and dark areas of your fridge – literally setting up their own breeding ground. They’re not even stopped by the cold temperature inside! Here’s exactly where to clean in your refrigerator:
 
    • Water dispenser: Check the manual, but most manufacturers recommend disconnecting the water supply and using vinegar to flush the system once a year. Let the vinegar sit in the line for 10 minutes, then reconnect and turn the dispenser on to flush the vinegar out.

    • Door seal: Wipe this area clear of sneaky germs monthly using a damp soapy cloth and then wiping dry.

    • Icemaker: Disconnect monthly, remove if possible, wash with warm soapy water, and then dry.

  • Meat containers and veggie containers: Every month, mark your calendar and clean these germ-harboring trays with warm soapy water. To minimize odors, baking soda can be added to the sink while you’re washing them. Dry with a clean towel and replace.
* The other germy areas include: your blender seal, knife block, can openers, rubber spatulas, and any food storage containers with a rubber seal. Vinegar is a safe and all-natural sanitizer for these and other items around the kitchen.
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How To Get Top Dollar Selling Your Home...
If you’re thinking about selling your home soon, request my Free Consumer Guide, “7 Insider Tips To Net More Money Selling Your Own Home.” This report will be your secret weapon to maximize the net profits from the sale of your home. To request your copy, email me by clicking here.
4 Checks Before You Hire
A Financial Adviser
When it comes to money advice, who do you trust? When looking for a financial adviser it’s important to partner with a trustworthy and compatible person. Here’s how to do the extensive background research before you make a decision:
 
    1. Opt for a “fee-only” or hourly financial adviser. You want someone focused on your investments, not a commission each time they advise you to buy or sell stock. Find fee-only advisers listed on: www.napfa.orgwww.fpanet.org, andwww.cfp.net.

    1. Check for this credential. Just like any profession, there are a slew of certifications, but every financial adviser should have their Certified Financial Planner (CFP) designation at a minimum. This means they’ve passed a 10 hour financial planning exam, have 3 years of full time experience, and have had a comprehensive background check.

    1. Verify their background. You can find more information about a financial adviser’s background, like membership associations, professional designations, and the types of services they provide at www.brightscope.com. Also,www.sec.gov (select Investment Adviser Search) andwww.finra.org (look for a tool called BrokerCheck) allow you to view a financial adviser’s record and any complaints listed against them.

  1. Assess their personality. Do they make you feel uncomfortable, talk over you, or make you feel stupid? If so, it’s probably not a good fit. Go with someone who you can speak freely with and who can explain investments clearly.
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Fun Facts and Laughs

Websites To Enjoy The Great Outdoors . . .

www.garden.org – This site provides a wealth of gardening information, including regional zone reports for the U.S. and Canada, and a Q&A library. Find advice from the experts, and determine the zone you live in so you always know what types of plants will grow best.

www.discovertheforest.org – Plan your outdoor activities like camping, biking, or hiking in national forests and parks all over the country.

www.diynetwork.com/outdoors – Line up your favorite DIY projects with how-to guides for fountains, planters, storage benches, and much more around the house.

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How To Throw A Blow-Out Bash On A Budget . . .

Does planning a party on a budget kill your party excitement? Bring back the fun using these thrifty party planning tips:
 
    • FRIENDS – Digital invites are free, customizable, and instant. Great digital invite services such as Celebrations.com,Evite.com, or Punchbowl.com often include planning help and ideas. If you don’t have someone’s email address, print a few digital invites and give them out in-person.

    • FOOD – One-dish meals like pastas or casseroles are easy and inexpensive. A potluck is always a good solution for variety of both food and beverages. Also, choose a signature party drink that fits your theme and only buy the ingredients for that one drink.

  • FUN – Make your own playlist instead of hiring a DJ. Use your party theme to pick songs, then plug your music player into an external speaker and let it run all night. Use pretty desserts like cakes as centerpieces, or design your own table decor with inexpensive but fresh flowers from the grocery store.
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Quotes To Live By . . .

I attribute my success to this: I never gave or took any excuse.
– Florence Nightingale

The power of imagination makes us infinite.
– John Muir

Try to be like the turtle - at ease in your own shell.
– Bill Copeland

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Have A Laugh . . .



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Here’s A Free, Valuable Resource...
Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling Atwww.norcalhomesource.com
Trivia Challenge for the Month...
Last month's Trivia Question? 
What is the longest running animated series on U.S. television? 
 
a) The Flintstones   b) South Park  
c) The Simpsons   d) Scooby-Doo

The answer is c) The Simpsons. The series started on Dec. 17, 1989. In December 1999, Time magazine named it the 20th century's best television series. So, let's move on to this month's trivia question.

Who was the original bassist for the Beatles, sometimes called the “fifth Beatle”?

a) Keith Richards
b) Ringo Starr
c) Pete Best
d) Stu Sutcliffe

Answer will be in the next issue.  
 
Brain Teaser Answer:
The words are:   lever & clever
Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q & A . . .
Q.  How do I select the right contractor for work at my home?
 
A. Hiring a bad contractor to work on your home could cost you thousands, so here’s a handy checklist to make sure someone is the best person for the job:
 
    • Get a written estimate of the exact charges for labor and materials.

    • Verify with the State License Board that they are a licensed and insured contractor. On www.contractors-license.orgyou can find a link to the licensing board and search by the contractor’s name.

    • Ask if they carry workers compensation insurance, in case anyone gets hurt on your property.

    • Ask the contractor for their building material suppliers and verify their account is up to date to see if they are financially responsible.

  • Ask for and check their list of references. Ask their references a few clarifying questions, such as: “Would you hire them again?,” “Were you satisfied with the quality of work performed?” and “Did they clean up each day?”
     Want to learn more tips for fixing up your home? Ask for my Free Consumer Report called “Make Your Home Show Like a Model Without Breaking the Bank.” I’ll send a copy right over to you.

Do you have a real estate question you want answered? Feel free to call me at 415-370-7703 or email me by clicking here. Perhaps I’ll feature it in my next issue!
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