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Oscar Bautista
Coldwell Banker Infiniti Group
1435 Huntington Ave., #300
So. San Francisco, CA 94080
Realtor

Oscar & Lina Bautista Team -  South San Francisco, Daly City, Pacifica, San Francisco CA Real Estate Specialist.

 May 2012 Newsletter


Oscar Bautista's...
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
 
Inside This Issue...

  • What Your Doctor Is Not Telling You About Health Care Costs...
  • 3 Tips To Have Your Most Memorable Vacation Ever...
  • Fun Facts and Laughs: Celebs Raised By Grandparents,
    How To Buy Specialty Foods For Less, And More...
  • Trivia Challenge
  • Real Estate Q&A: How Can I Find A Great Home And Make An Offer Before Other Buyers?...
 
If you're not already a subscriber to my free e–newsletter email me to sign–up
 
Oscar BautistaOscar's PIC ID - large size Oscar Bautista
Coldwell Banker
Phone: 415-370-7703
Email: ojbautista@sbcglobal.net
 

Dear Friend:

Do you wish staying healthy didn't cost as much? In today's Service For Life!® Free consumer newsletter you'll learn four secrets to save hundreds of dollars on health care every year – along with websites to make saving money fast, easy, and even painless!

You'll also learn how to have your most memorable vacation ever, get three resources to buy delicious treats at bargain prices, plus funny jokes, a trivia challenge, and lots more.

Oscar Bautista

Oscar Bautista, REALTOR®
Coldwell Banker

PS.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people with a graduating senior and they want to buy an investment property while their child is in college. Simply mention my Free Consumer Report: "8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home" with my phone number when sending them a Graduation Card or when talking to them at a Graduation Party – 415-370-7703. Or, you can always request a copy for a friend by emailing me at ojbautista@sbcglobal.net.
 
Today's Brain Teaser . . .
Joe's mother has three children. One's name is April and one's name is May. What is the third child's name?

  (see answer below)
Four Secrets To Save Hundreds
On Health Care Every Year . . .
Do medical bills make you feel sick? Recent studies show health care can cost some families 10% of their household income, and 22% for individuals, even with employer-based coverage. Here are four ways to feel better about the money you have to spend on health care:

Compare procedure costs.  Ask your doctor for their CPT (Current Procedural Terminology) code. It will show you a number for each specific billable service. You may find the same procedure can be done for a lower cost by searching www.pricedoc.com or http://healthcarebluebook.com.

Know your insurance policy.  In an emergency, it is important you know which hospital is covered by your policy. Also, double-check your coverage before you start any treatment because the insurance terms often change. Some policies cover extra benefits like therapy and alternative care, others make you pay the entire bill.

Save on prescription medication.  Generic prescriptions are one money-saving solution, but sometimes there are over-the-counter versions for the medication you need. Learn your options at: www.rxaminer.com. A few other ways to save on prescriptions are to buy from mail-order pharmacies and stock up for several months, or to get a higher dose of your medicine and split pills yourself.

Buy eyeglasses online.  The cost of glasses can run $150 to $500 at a local optical shop. With online vendors, you can expect to pay $20 to $50. Investigate these three options: www.eyebuydirect.com, www.zennioptical.com, or www.39dollarglasses.com.

When you need medical care, the last thing you want to worry about is money. I hope you use these tips to take care of yourself for less and save even more money by preventing stress-related health issues!
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Know Someone Having Trouble
Paying Their Mortgage?
Please tell them not to work with their bank or sell their home without my Free consumer guide, "28 Facts Every Struggling Homeowner Should Know." My exclusive report will explain all their options to avoid foreclosure and improve the situation fast. Just email me by clicking here, or call me at: 415-370-7703 anytime, 24 hours, to request a copy for a friend.
How To Have Your Most
Memorable Vacation Ever!
Have you ever come home from a vacation a bit disappointed because it didn't seem to be as memorable as you imagined? Even if you enjoyed every minute, it often fades rapidly when you return to everyday life. Try these tips to enhance your experience and leave traces of good vacation moments in your heart for years to come:

Dream, research, and plan early.  Reading guidebooks and surfing the internet can be half the fun. Extend the vacation experience by taking a language course or a scuba class in preparation for an exotic excursion, for example.

Include one high point near the end of your plans.  Studies show that the memory of a single peak moment of the trip stirs good feelings about the entire vacation. In addition, how you feel at the end of your vacation trip often triggers your overall impression of the experience. Scheduling your vacation high point near the end of your trip will make great memories linger longer.

Resist taking too many pictures.  With everyone carrying a camera as part of their phone, people often feel they need a photo of everything. Having an overly documented vacation can distract you and dull the memories. Be selective about the pictures you take.
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Fun Facts and Laughs . . .

Celebrities Raised By Grandparents . . .

Many celebrities give credit to their grandparents for making their personal success possible.

These celebs were abandoned by their natural parents: Maya Angelou, Willie Nelson, and James Earl Jones.

Jack Nicholson and Eric Clapton were raised in the same home with their biological mother, but both thought she was his sister.

Oprah Winfrey, George Lopez, and Carol Burnett also cherish the years of being parented by grandparents.

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3 Websites For Specialty Food Bargains . . .

Getting or giving delicious specialty foods is always a treat. But sometimes they can be really expensive. Here are a few places where you can get bargains:
  1. www.cheapercoffee.com offers a variety of gourmet coffee blends. Compare with Starbucks.
  2. www.gibbsvillecheese.com features a wide range of quality cheeses online. Compare with Swiss Colony.
  3. www.jakeandamos.com brings you Amish style pickled vegetables, jelly, condiments, and more w/ free shipping. Compare with Harry & David.
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Quotes To Live By . . .

You can have anything you want if you want it badly enough. You can be anything you want to be, do anything you set out to accomplish if you hold that desire with singleness of purpose.
—Abraham Lincoln

Your true passion should feel like breathing; it's that natural.
—Oprah Winfrey

To the person who does not know where he wants to go there is no favorable wind.
—Seneca

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Have A Laugh — "Fishing With Snakes" . . .

Last time I went fishing, I had a cottonmouth snake help me out.

You see, about the time I had run out of worms I saw a cottonmouth with a frog in his mouth. I knew that he couldn't bite me with his mouth full, so I grabbed him behind the head. After I put the frog in my bait bucket, I searched for ideas of how to let the snake go without getting bit.

I picked up my whiskey and poured some in his mouth. He went limp and I released him without any problem.

Later, as I was fishing with the frog, my foot was nudged. I looked down to find the same snake with two more frogs in his mouth.

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Here's A Free, Valuable Resource . . .
Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At www.oscarbautista.com
Trivia Challenge for the Month...

Which classic actor got his start as a circus acrobat?

a) Red Skelton    b) Burt Lancaster    c) John Wayne    d) Bob Hope

The answer is b) Burt Lancaster. He joined the circus at an early age and continued until he was injured. He learned to act during WWII in the USO. Although Red Skelton also began show business in the circus, he followed his father as a clown. So, let's move on to this month's trivia question.

What did the creator of Scrabble use for the distribution of letters?

a) Webster's Dictionary
b) New York Times
c) Encyclopedia Britannica
d) Life Magazine

EMAIL ME AT: ojbautista@sbcglobal.net OR Call Me At 415-370-7703 And You Could Be One Of My Next Winners!
 
Brain Teaser Answer:
Joe!
Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q & A . . .
Q.  I want to buy a home but the ones I look at keep selling before I can put in an offer. What can I do to make an offer before other buyers?

A.  When a home is priced well it can go on and off the market very quickly. That is why it's important to have the tools to compete with other buyers.

First, learn about new listings first. If you are aware of the new listings immediately, you can move quickly to make an offer and get a great bargain. You could check third-party websites daily and still not get the most accurate information about new listings. Or, you can enroll in my exclusive "Preferred Buyer Program" where I'll set you up with daily email notifications directly from the official MLS at no charge.

Second, get pre-approved. This will give you an advantage over other buyers when a bargain comes on to the market. Sellers usually take offers from someone with a proven ability to purchase more seriously. You may get an offer in later than another buyer but the seller may go with your offer if it's more likely to close.

To learn more about my "Preferred Buyer Program" ask about my Free Consumer Report called "8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home."

If you have any other real estate questions, or need capable and trustworthy representation, please call me at: 415-370-7703 or email me at ojbautista@sbcglobal.net.
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THANK YOU... for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them...
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